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Specialists in Director, Residential and Limited company mortgages.




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Specialists in Company Director, Residential, Limited Company Mortgages and Bridging Loans.
Are you a director of your own company and finding it difficult to get the best rate for your different sources of income ?
Perhaps you have found your own bank to be difficult to work with and need clarification and direction.
As an investor developer you have decided that a Limited Company Mortgage offers a better structure from a tax and ownership perspective.
Residential mortgages used to be straightforward but maybe not so much now. If you are struggling to navigate constant changes in interest rates and criteria we can help.
Bridging Loans are an excellent tool when used correctly. They allow you to access cash quickly and enable the purchase or property not suitable for a mortgage.
Lenders use different calculations based on a percentage of your disposable income. Thats income after your monthly outgoings.
All lenders are different and use slightly different calculations. Talk to one of our advisors today for an accurate illustration.
Bridging loan rates are typically quoted on a monthly basis and are therefore different to mortgages. They are usually for a short period of time up to 12 months.
Bridging loans are usually deployed quickly to enable property investors and developers purchase property ahead of competition. Loans can arranged in 1 day especially if the property is being purchased at auction.
75% Loan to value is typical however there are lenders that will also include refurbishment costs and lend against GDV.
© All Rights Reserved 2024Asset Finance Solutions is a trading style of Kingsgate Finance Limited which is an independent asset finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. Asset Finance Solutions may receive payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them.Kingsgate Finance Limited is an Appointed Representative of AFS Compliance Limited which is Authorised and Regulated by the Financial Conduct Authority No. 625035